Privacy Policy

At Cashonomy, we value your trust and are committed to safeguarding your personal information. Our top priority is your comfort and safety, and we make every effort to give you complete control over how your information is used. We assure you that any data collected is used solely to enhance your experience and provide personalized financial solutions to secure your well-being.

This privacy policy explains what information we collect, the reasons for collecting it, and how we use it.

By using our services or providing any information to us, you consent to the collection and use of your data as outlined in this privacy policy.

Scope of This Privacy Policy

This privacy policy applies to all users of the Cashonomy website, platform, or application, regarding the information or data they provide through these channels.

If you disagree with any part of this privacy policy, please refrain from using our services and avoid sharing any personal data. This policy governs the collection, use, disclosure, rights, and security of your data.

Data Collection (Personal and Non-Personal)

Personal Data:
We collect personal information through various means, including, but not limited to:

  • When you register on our website or app.
  • When you provide personal details, financial profiles, or family information while receiving services.
  • When you use the features of our website or app.
  • When you grant access to other websites or applications.
  • Through cookies and other tracking mechanisms.

The data we collect is used to provide you with personalized products and services to enhance your experience.

Personal data we collect includes: your name, PAN card details, Aadhaar card details, mobile number, email, date of birth, gender, address, banking details, income, employment information, family details, etc. We also collect KYC details, credit information, asset details, bank transactions, account balances, etc., with your explicit consent.

Non-Personal Data:
Non-personal data is collected to help us understand your interactions with our platform. This data does not identify you personally but is useful in improving user experience and optimizing our services.

Purpose of Data Collection and Use

We use the collected data for the following purposes:

  • To help you improve your personal finances.
  • To understand your MoneySign® profile.
  • To offer you hyper-personalized services and products.
  • To notify you with updates and relevant information.
  • To share data with our affiliates or authorized partners to provide additional services.
  • To comply with regulatory requirements.
  • To monitor usage and improve our platform.
  • To address any technical issues.

Key Points:

  • We will never send you unsolicited sales calls.
  • Your data will never be sold to third parties.
  • Unauthorized individuals will never have direct access to your data.
  • You can modify your access settings or delete your account at any time.
  • Data from deleted accounts will not be stored, except for regulatory or legal purposes.

Disclosure of Your Data

We take your privacy seriously and will not disclose your data to unauthorized individuals. However, we may share your data under the following circumstances:

  • Regulators or Government Authorities: We may be required to disclose your data to comply with legal or regulatory obligations.
  • Contracting Parties: We may share your information with service providers, group companies, or business partners to provide you with our services. With your consent, we may also share your data with third parties.

Your Rights to Information

You have the right to access your personal information at any time. You may also request modifications or changes to your data, subject to regulatory and internal policies.

For any requests related to your data or services, please contact us using the details provided below.

Data Security and Legal Obligations

We take data security seriously and implement industry-standard measures to safeguard your information. The platform is SSL certified, and data is transmitted securely using HTTPS encryption.

Your OTP and password are private and accessible only to you. To protect your information, please ensure that your device is secure and not accessed by unauthorized individuals.

In the event of a data security issue, or if you believe your data has been compromised, immediately change your password and contact us through the details below.

We comply with the (Indian) Information Technology Act, 2000, and its provisions, including Section 43A, which requires us to maintain reasonable security measures to protect your data.

Data Retention Period

We retain your data only as long as required by regulations and laws. We do not keep your data longer than necessary.

Changes to the Privacy Policy

Any changes to this privacy policy will take effect when they are published on our website, app, or platform. We reserve the right to modify the policy at any time without prior notice. It is your responsibility to periodically review this policy, and if you do not agree with the changes, you may discontinue the service and notify us.

Queries and Complaints

If you have any questions or concerns regarding the use of your data, please contact us at the details below.
info@cashonomy.in